:root{--navy-deep:#1b2a44;--navy:#234b7b;--rust:#c94f33;--rust-hover:#d95a3b;--bronze:#7a5428;--bronze-light:#b37a43;--ink:#223247;--muted:#5b6675;--line:#e2e6ec;--line-strong:#cfd5de;--bg:#eef0f3;--card:#fff;--focus:rgba(201,79,51,.18);--radius:12px;--shadow-sm:0 1px 2px rgba(27,42,68,.06),0 1px 3px rgba(27,42,68,.08);--shadow-md:0 6px 22px rgba(27,42,68,.1);--shadow-lg:0 20px 55px rgba(27,42,68,.22)}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{font-family:ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;margin:0;color:var(--ink);background:var(--bg);line-height:1.5;-webkit-font-smoothing:antialiased}.brandbar{background:#fff;border-bottom:3px solid var(--rust);text-align:center;padding:18px 16px}.brandbar img{height:76px;width:auto}.brandbar .sub{color:var(--navy);font-family:Georgia,Times New Roman,serif;letter-spacing:.06em;font-size:12px;margin-top:6px;text-transform:uppercase}.container{max-width:780px;margin:0 auto;padding:32px 20px 72px}.wide{max-width:1100px}h1{font-size:28px;line-height:1.2;margin:0 0 8px}h1,h2{font-family:Georgia,Times New Roman,serif;color:var(--navy-deep)}h2{font-size:20px;margin-top:34px;padding-bottom:8px;border-bottom:2px solid var(--line)}h3{font-family:Georgia,Times New Roman,serif;color:var(--navy-deep);font-size:16px;margin:0 0 10px}p{margin:8px 0}label{display:block;font-weight:600;font-size:13.5px;color:var(--navy-deep);margin:16px 0 5px}.req{color:var(--rust)}input,select,textarea{width:100%;padding:11px 12px;border:1px solid var(--line-strong);border-radius:10px;font-size:14.5px;background:#fff;color:var(--ink);font-family:inherit}input::placeholder,textarea::placeholder{color:#97a0ad}input:focus,select:focus,textarea:focus{outline:none;border-color:var(--rust);box-shadow:0 0 0 4px var(--focus)}input[type=checkbox],input[type=radio]{width:auto;box-shadow:none}select{-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%235b6675' stroke-width='2.4'><path d='M6 9l6 6 6-6'/></svg>");background-repeat:no-repeat;background-position:right 12px center;padding-right:36px}input[type=file]{padding:9px 12px;font-size:13.5px}input[type=file]::-webkit-file-upload-button{border:1px solid var(--line-strong);background:#f4f6f9;color:var(--navy);border-radius:8px;padding:6px 12px;margin-right:12px;font-weight:600;cursor:pointer}input[type=file]::file-selector-button{border:1px solid var(--line-strong);background:#f4f6f9;color:var(--navy);border-radius:8px;padding:6px 12px;margin-right:12px;font-weight:600;cursor:pointer}.row{display:grid;grid-template-columns:1fr 1fr;grid-gap:16px;gap:16px}.check{display:flex;gap:9px;align-items:flex-start;font-weight:400;font-size:14px;color:var(--ink);margin:10px 0;cursor:pointer}.check input{width:auto;margin-top:3px;accent-color:var(--rust)}.explain{margin-top:10px;padding:12px 14px;border-left:3px solid var(--rust);background:#fbf2ef;border-radius:0 8px 8px 0}button.primary{margin-top:26px;background:var(--rust);color:#fff;border:none;padding:13px 26px;border-radius:10px;font-size:15px;font-weight:650;cursor:pointer;box-shadow:var(--shadow-sm);transition:background .12s ease,transform .06s ease,box-shadow .12s ease}button.primary:hover{background:var(--rust-hover);box-shadow:var(--shadow-md)}button.primary:active{transform:translateY(1px)}button.primary:disabled{background:#c9ccd2;color:#fff;cursor:not-allowed;box-shadow:none}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:18px 20px;margin:14px 0;box-shadow:var(--shadow-sm)}.card ol,.card ul{margin:6px 0;padding-left:22px}.card li{margin:5px 0;font-size:14px;color:var(--ink)}.muted{color:var(--muted);font-size:14px}.field-hint{color:var(--muted);font-size:13px;margin-top:6px}.err{background:#fdecea;border:1px solid #f5c6cb;color:#a12;padding:10px 12px;border-radius:8px;margin:12px 0;font-size:14px}a{color:var(--rust);-webkit-text-decoration-color:rgba(201,79,51,.4);text-decoration-color:rgba(201,79,51,.4);text-underline-offset:2px}a:hover{color:var(--rust-hover)}table{width:100%;border-collapse:collapse;font-size:14px;background:#fff}th{color:var(--navy-deep)}td,th{text-align:left;padding:8px 10px;border-bottom:1px solid var(--line)}.badge{font-size:12px;padding:2px 8px;border-radius:999px;background:#eef2f7;color:var(--navy)}.tabs{display:flex;gap:4px;margin:14px 0 18px;border-bottom:1px solid var(--line)}.tab{display:inline-flex;align-items:center;gap:7px;padding:8px 14px;font-size:14px;font-weight:600;color:var(--muted);text-decoration:none;border-bottom:2px solid transparent;margin-bottom:-1px}.tab:hover{color:var(--navy)}.tab.is-active{color:var(--rust);border-bottom-color:var(--rust)}.tab-count{font-size:12px;font-weight:700;color:var(--muted);background:#eef2f7;border-radius:999px;padding:1px 8px}.tab.is-active .tab-count{background:#fbeae4;color:var(--rust)}.wb-shell{position:relative}.wb-usermenu{position:absolute;top:16px;right:20px;z-index:10;display:flex;align-items:center;gap:12px}.wb-user-email{font-size:13px;color:var(--muted);max-width:240px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.wb-signout{font-size:13px;font-weight:600;color:var(--navy-deep);background:#fff;border:1px solid var(--line-strong);border-radius:8px;padding:6px 12px;cursor:pointer;box-shadow:var(--shadow-sm)}.wb-signout:hover{border-color:var(--navy);color:var(--navy)}@media (max-width:640px){.wb-user-email{display:none}.wb-usermenu{top:12px;right:12px}}.ae-panel{border:1px solid var(--line);border-radius:10px;padding:12px 16px;margin:18px 0;background:#fff}.ae-toggle{background:none;border:none;padding:0;font:inherit;font-weight:650;color:var(--navy-deep);cursor:pointer}.ae-body{margin-top:12px}.ae-body h4{margin:14px 0 6px;font-size:13px;color:var(--muted);text-transform:uppercase;letter-spacing:.04em}.ae-row{display:flex;align-items:center;gap:10px;margin:6px 0;flex-wrap:wrap}.ae-label{flex:0 0 200px;font-size:13.5px;color:var(--ink)}.ae-rating-tag{margin-left:6px;font-size:10px;text-transform:uppercase;color:var(--bronze);background:#f6efe4;border-radius:999px;padding:1px 6px}.ae-input{flex:1 1 200px;max-width:320px}.ae-panel .btn.ae-save{min-height:34px;padding:6px 14px;font-size:13px}.ae-locked{font-size:12px;color:var(--muted)}.ae-ok{font-size:12px;color:#2e7d43}.ae-err{font-size:12px;color:var(--rust);flex:1 1 100%}.pf-panel{border:1px solid var(--line);border-radius:10px;padding:16px 18px;margin:18px 0;background:#fff}.pf-panel h3{margin:0 0 10px;font-size:15px;color:var(--navy-deep)}.pf-form{margin:10px 0}.pf-row{display:flex;flex-wrap:wrap;gap:12px;margin:8px 0 12px}.pf-row label{display:flex;flex-direction:column;gap:4px;font-size:12px;font-weight:600;color:var(--muted)}.pf-row input,.pf-row select{width:150px}.pf-flow{display:flex;gap:6px;flex-wrap:wrap;margin:8px 0}.pf-step{font-size:12px;padding:2px 9px;border-radius:999px;background:#eef2f7;color:var(--muted)}.pf-step.is-done{background:#e6f4e9;color:#2e7d43;font-weight:600}.pf-funding{border-top:1px solid var(--line);margin-top:12px;padding-top:12px}.pf-ext-list{list-style:none;padding:0;margin:8px 0 0;display:flex;flex-direction:column;gap:4px;font-size:13px}.pf-panel .btn{min-height:38px;padding:8px 16px;font-size:14px}.pf-quote-req,.pf-rp{border-top:1px solid var(--line);margin-top:12px;padding-top:12px}.pf-quote-req textarea{border:1px solid var(--line-strong);border-radius:8px;padding:8px}.wb-toplevel{border-bottom:2px solid var(--line);margin-bottom:8px}.wb-toplevel .tab{font-size:15px}.wb-filters{display:flex;flex-wrap:wrap;align-items:flex-start;gap:18px 24px;margin:0 0 16px;padding:14px 16px;background:#fff;border:1px solid var(--line);border-radius:10px}.wb-filter{display:flex;flex-direction:column;gap:6px}.wb-filter>label{font-size:12px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.04em}.wb-lender{min-width:220px}.wb-lender input{width:100%}.wb-range{display:flex;align-items:center;gap:6px}.wb-range input{width:108px}.wb-dash{color:var(--muted)}.wb-presets{display:flex;flex-wrap:wrap;gap:5px;margin-top:2px}.wb-preset{font-size:12px;padding:3px 9px;border:1px solid var(--line-strong);border-radius:999px;background:#f7f8fa;color:var(--navy);cursor:pointer}.wb-preset.is-active,.wb-preset:hover{border-color:var(--rust);color:var(--rust)}.wb-preset.is-active{background:#fbeae4;font-weight:600}.wb-filter-meta{margin-left:auto;align-items:flex-end;justify-content:center;gap:4px}.wb-num{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;white-space:nowrap}.th-sort{background:none;border:none;padding:0;margin:0;font:inherit;font-weight:600;color:var(--navy-deep);cursor:pointer}.th-sort:hover{color:var(--rust)}.sort-arrow{font-size:11px}.decision-banner{border-radius:10px;padding:12px 16px;margin:12px 0 18px;border:1px solid var(--line)}.decision-banner ul{margin:8px 0 0;padding-left:20px;font-size:14px}.banner-clear{background:#eaf6ec;border-color:#bfe3c6}.banner-refer{background:#fdf4e3;border-color:#f2dca6}.banner-decline{background:#fdecea;border-color:#f5c6cb}.panel-disabled{opacity:.5;pointer-events:none}button.linklike{background:none;border:none;padding:0;margin:0;color:var(--rust);font:inherit;font-weight:600;text-decoration:underline;text-underline-offset:2px;cursor:pointer}button.linklike:hover{color:var(--rust-hover)}.modal-overlay{position:fixed;inset:0;z-index:50;display:flex;align-items:center;justify-content:center;padding:20px;background:rgba(27,42,68,.5);-webkit-backdrop-filter:blur(2px);backdrop-filter:blur(2px)}.modal{background:#fff;border-radius:14px;border-top:4px solid var(--rust);max-width:460px;width:100%;padding:24px 26px;box-shadow:var(--shadow-lg)}.modal h3{color:var(--rust);margin:0 0 10px;font-size:19px}.modal p{margin:0 0 8px}.modal p,.modal ul{color:var(--ink);font-size:14px}.modal ul{margin:8px 0 4px;padding-left:20px;max-height:240px;overflow-y:auto}.modal ul li{margin:3px 0}.modal button.primary{margin-top:16px}.combo{position:relative}.combo-list{position:absolute;z-index:20;left:0;right:0;margin:6px 0 0;padding:5px;list-style:none;background:#fff;border:1px solid var(--line-strong);border-radius:10px;box-shadow:var(--shadow-md);max-height:260px;overflow-y:auto}.combo-option{display:block;width:100%;text-align:left;padding:9px 11px;border:none;border-radius:7px;background:transparent;font-size:14px;color:var(--ink);cursor:pointer}.combo-option.is-highlighted,.combo-option:focus,.combo-option:hover{background:#fbeee9;color:var(--rust);outline:none}.combo-empty{padding:8px 10px;font-size:14px}.apply-shell{min-height:100vh;background:#f6f5f2;padding:40px 16px 72px}.apply-card{max-width:552px;margin:0 auto;background:var(--card);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-md);padding:30px 34px 34px}.apply-topbar{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:22px}.apply-mark{height:30px;width:auto;display:block}.apply-secure{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:600;color:var(--muted)}.apply-secure svg{display:block}.wiz-progress{display:flex;gap:6px;margin:2px 0 22px}.wiz-progress .seg{flex:1 1;height:4px;border-radius:999px;background:var(--line)}.wiz-progress .seg.is-on{background:var(--rust)}.overline{margin:0 0 9px;font-size:11.5px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--rust)}.apply-headline{font-family:Georgia,Times New Roman,serif;color:var(--navy-deep);font-size:25px;line-height:1.22;margin:0 0 9px;font-weight:600}.apply-sub{color:var(--muted);font-size:14.5px;line-height:1.55;margin:0 0 22px}.apply-card label{margin:18px 0 6px;font-size:13.5px}.apply-card input,.apply-card select,.apply-card textarea{padding:12px 13px;font-size:15px;border-radius:10px;border-color:var(--line-strong)}.apply-card select{padding-right:36px}.apply-card input[type=checkbox],.apply-card input[type=radio]{padding:0}.apply-card h2{font-size:17px;margin-top:30px;padding-bottom:9px}.doc-checklist{list-style:none;padding:0;margin:4px 0 20px}.doc-checklist li{display:flex;gap:12px;align-items:flex-start;padding:9px 0;border-top:1px solid var(--line)}.doc-checklist li:first-child{border-top:none}.chk-icon{flex:0 0 auto;width:20px;height:20px;margin-top:1px;display:grid;place-items:center}.chk-icon .dash{width:18px;height:18px;border:1.5px dashed var(--line-strong);border-radius:50%}.chk-icon svg{display:block}.chk-text{display:flex;flex-direction:column;gap:1px}.chk-label{font-size:14px;font-weight:600;color:var(--navy-deep)}.doc-checklist li.is-done .chk-label{color:var(--navy)}.chk-help{font-size:12.5px;color:var(--muted);line-height:1.4}.hero-dz{display:block;text-align:center;cursor:pointer;border:2px dashed rgba(201,79,51,.45);border-radius:14px;background:rgba(201,79,51,.04);padding:30px 20px;transition:border-color .12s ease,background .12s ease}.hero-dz:hover{border-color:var(--rust);background:rgba(201,79,51,.07)}.hero-dz.is-dragover{border-color:var(--rust);border-style:solid;background:rgba(201,79,51,.1)}.hero-input{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);border:0}.dz-icon{color:var(--rust);margin-bottom:10px}.dz-icon svg{display:block;margin:0 auto}.dz-title{margin:0;font-size:15px;font-weight:600;color:var(--navy-deep)}.dz-browse{color:var(--rust);text-decoration:underline;text-underline-offset:2px}.dz-sub{margin:5px 0 0;font-size:12.5px;color:var(--muted)}.file-chips{list-style:none;padding:0;margin:14px 0 0;display:flex;flex-direction:column;gap:8px}.chip{display:flex;align-items:center;gap:10px;padding:9px 12px;border:1px solid var(--line);border-radius:10px;background:#fff;box-shadow:var(--shadow-sm)}.chip-file{flex:0 0 auto;color:var(--navy);display:block}.chip-name{flex:1 1 auto;min-width:0;font-size:13.5px;color:var(--ink);overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.chip-size{flex:0 0 auto;font-size:12px;color:var(--muted)}.chip-ready{flex:0 0 auto;font-size:11px;font-weight:700;letter-spacing:.02em;text-transform:uppercase;color:#2e7d43;background:#e6f4e9;border-radius:999px;padding:2px 9px}.chip-x{flex:0 0 auto;width:24px;height:24px;display:grid;place-items:center;border:none;background:none;border-radius:6px;color:var(--muted);font-size:18px;line-height:1;cursor:pointer;padding:0}.chip-x:hover{color:var(--rust);background:#fbeee9}button.primary.btn-block{width:100%;margin-top:24px}.btn,button.primary.btn-block{min-height:48px;display:inline-flex;align-items:center;justify-content:center;gap:8px;font-size:15.5px}.btn{padding:12px 22px;border:1px solid transparent;border-radius:10px;font-weight:650;cursor:pointer;text-decoration:none;box-shadow:var(--shadow-sm);transition:background .12s ease,border-color .12s ease,color .12s ease,box-shadow .12s ease}.btn-block{width:100%}.btn-primary{background:var(--rust);border-color:var(--rust);color:#fff}.btn-primary:hover{background:var(--rust-hover);border-color:var(--rust-hover);color:#fff;box-shadow:var(--shadow-md)}.btn-outline{background:#fff;border-color:var(--line-strong);color:var(--navy-deep);box-shadow:none}.btn-outline:hover{border-color:var(--navy);color:var(--navy);background:#fff}.home-actions{gap:12px;margin-top:10px}.home-actions,.home-shell{display:flex;flex-direction:column}.page-footer{margin-top:auto;padding-top:28px;text-align:center}.footer-link{color:var(--muted);font-size:13px;text-decoration:none}.footer-link:hover{color:var(--navy);text-decoration:underline}.linklike.quiet-link{display:block;width:100%;text-align:center;margin:16px auto 0;font-size:13.5px;text-decoration:none}.linklike.quiet-link:hover{text-decoration:underline}.wizard-actions{margin-top:10px}.linklike.wiz-back{display:inline-flex;align-items:center;gap:6px;font-size:13.5px;text-decoration:none}.linklike.wiz-back:hover{text-decoration:underline}.parsing-panel{text-align:center;padding:44px 16px 40px}.parsing-panel h2{border:none;padding:0;margin:4px 0 0;font-family:Georgia,Times New Roman,serif;font-size:20px}.spinner{width:40px;height:40px;margin:0 auto 18px;border:4px solid #efe2dd;border-top:4px solid var(--rust);border-radius:50%;animation:spin .8s linear infinite}@keyframes spin{to{transform:rotate(1turn)}}.doc-list{list-style:none;padding:0;margin:16px 0 0;font-size:13.5px;color:var(--muted)}.doc-list li{padding:3px 0}.parsing-panel .doc-list li{display:inline-flex;align-items:center;gap:7px}.parsing-panel .doc-list li:before{content:"";width:6px;height:6px;border-radius:50%;background:var(--rust);opacity:.5}.parse-note{display:flex;gap:10px;align-items:flex-start;background:#fdf4e3;border:1px solid #f2dca6;border-left:4px solid var(--bronze-light);border-radius:10px;padding:12px 16px;margin:4px 0 14px;font-size:14px;color:var(--ink)}.parse-note.ok{background:#fbeee9;border-color:#f0cdc2;border-left-color:var(--rust)}.prefill-badge{display:inline-block;margin-left:8px;font-weight:650;font-size:10.5px;letter-spacing:.01em;text-transform:uppercase;color:var(--rust);background:#fbeae4;border:1px solid #f2cfc4;border-radius:999px;padding:1px 9px;vertical-align:middle}.apply-card .doc-list li{color:var(--ink)}@media (max-width:640px){.container{padding:20px 15px 56px}h1{font-size:23px}.row{grid-template-columns:1fr;gap:8px}.brandbar img{height:60px}button.primary{width:100%}.apply-shell{padding:20px 12px 48px}.apply-card{padding:22px 18px 26px;border-radius:14px}.apply-headline{font-size:22px}}.history{list-style:none;margin:14px 0;padding:0;border-left:2px solid var(--line)}.history-item{position:relative;padding:10px 0 14px 20px}.history-item:before{content:"";position:absolute;left:-6px;top:15px;width:9px;height:9px;background:var(--rust);border-radius:50%;box-shadow:0 0 0 3px var(--bg)}.history-head{font-size:14.5px;color:var(--ink)}.history-when{font-size:13px}.tag{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;padding:1px 7px;border-radius:6px;margin-right:8px;background:#eef2f7;color:var(--navy);vertical-align:middle}.tag-quote{background:#f3eef7;color:#5b3b7a}.tag-en-pending{background:#fbf4e7;color:var(--bronze)}.tag-en-applied{background:#eef4ef;color:#2f6a3d}.tag-en-rejected,.tag-en-void{background:#f4eceb;color:#8a3a28}.tag-policy{background:#eef4ef;color:#2f6a3d}.tag-payment{background:#fbf2ef;color:var(--bronze)}.history-changes{margin:6px 0 0;border:none;box-shadow:none;width:auto}.history-changes td{padding:2px 10px 2px 0;font-size:13.5px;border:none;vertical-align:top}.history-arrow{padding:2px 8px}.history-from{color:var(--muted);text-decoration:line-through}.history-to{color:var(--ink);font-weight:600}.history-reason,.history-summary{margin-top:6px;font-size:13.5px}.history-reason{color:var(--ink)}